cPanel > MySQL Databases mein naya database aur user banao, user ko "All Privileges" do. Naam aksar cpaneluser_dbname jaisa hota hai.
Fast2SMS panel > WhatsApp > approved OTP template ki API se yeh values milti hain (API sheet download karke).
Udhaar (payment) reminder ke liye Fast2SMS par alag UTILITY template approve karao (WHATSAPP-TEMPLATES.txt dekho). Khali chhodoge toh app mein manual WhatsApp button chalta rahega.